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As discussed in the intro, this is slowly becoming a more common credit card benefit. It depends on the type of coverage you need, how many phones you want to insure, your preferred payment options and insurer reviews. A manufacturer's warranty usually only covers hardware malfunctions and the company's insurance plans are only available through the mobile carriers it's partnered with. Your cell phone company isn't the only way to insure your gadgets. Before making their final recommendations, they considered 12 different insurance providers …
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Most cell phone carriers provide the phone insurance plan ranging from $9 to $18 per month per device.
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